Every account in one place, and the line that shows whether it is going the right way.
Money spread across a current account, two savings pots, a pension and a mortgage does not add up to a feeling. It adds up to a number, and the number only means something when you can see it move month after month.
What is in it
- Every account, month by month, on one sheet
- Assets and liabilities kept apart so the total is honest
- Contributions tracked separately from growth
- A dashboard that is read, not typed
- Two years of worked example inside — including the months that go backwards
Who it is for
Anyone who wants one number instead of six banking apps.
How it works
Microsoft Excel 2016 or newer on Windows or Mac, and Google Sheets — upload the file and open it with Sheets, every formula works. LibreOffice too. No macros, no add-ons, no account to create and nothing to install.
The download is instant. Every workbook ships twice: one with a worked example already filled in so you can see what each column expects, and the same file completely blank for your own numbers. A plain-English Start Here guide comes with it as a PDF.
Sold through my Etsy shop, ThePlainLedger, so the download, the payment and the buyer protection are all handled by Etsy. I never ask for access to anything — no password, no manager invite, no app permissions. You download a file; that is the whole transaction.