The renewals, documents and deadlines you only remember once they have lapsed.

Insurance, MOT, passports, subscriptions, warranties, standing orders. None of it is hard. All of it is invisible until the day it is expensive.

What is in it

  • Every renewal with its date, cost and where the document lives
  • Subscriptions listed with what they actually cost per year
  • A checklist that resets, so it works next year too
  • Household documents indexed rather than hunted for
  • Filled example plus a blank copy

Who it is for

Anyone who has ever renewed something late.

How it works

Microsoft Excel 2016 or newer on Windows or Mac, and Google Sheets — upload the file and open it with Sheets, every formula works. LibreOffice too. No macros, no add-ons, no account to create and nothing to install.

The download is instant. Every workbook ships twice: one with a worked example already filled in so you can see what each column expects, and the same file completely blank for your own numbers. A plain-English Start Here guide comes with it as a PDF.

Buy it on Etsy — $9

Sold through my Etsy shop, ThePlainLedger, so the download, the payment and the buyer protection are all handled by Etsy. I never ask for access to anything — no password, no manager invite, no app permissions. You download a file; that is the whole transaction.