A budget built around your payday, not the calendar month.
Your bills are monthly. You are probably not. If you are paid every two weeks, weekly or every four weeks, a monthly budget is a translation you redo in your head every payday — which is why the plan that worked in January quietly stops working in March.
What is in it
- Every bill converted into what it costs out of one single payday
- Weekly, quarterly and annual bills handled without mental arithmetic
- Sinking funds for the costs that are not monthly but are not surprises either
- Arrives filled in, so you can see the shape before you type anything
- A blank copy in the same download when you are ready
Who it is for
Anyone paid fortnightly, weekly or four-weekly.
How it works
Microsoft Excel 2016 or newer on Windows or Mac, and Google Sheets — upload the file and open it with Sheets, every formula works. LibreOffice too. No macros, no add-ons, no account to create and nothing to install.
The download is instant. Every workbook ships twice: one with a worked example already filled in so you can see what each column expects, and the same file completely blank for your own numbers. A plain-English Start Here guide comes with it as a PDF.
Sold through my Etsy shop, ThePlainLedger, so the download, the payment and the buyer protection are all handled by Etsy. I never ask for access to anything — no password, no manager invite, no app permissions. You download a file; that is the whole transaction.